Digital. Efficient. Specialised.
Our focus is on medium-sized companies. Whether hotel, commercial or retail property – RVM Real Estate specialises in all property-related risks and the associated visions and potential.
We are at your side when it comes to making the best possible decisions for your investments. And we do this by providing lifelong support in all phases of the development of your company and your business – be it during the investment, planning and development, management and entrepreneurial risks or even the exit.
We give you the security you need to make better decisions.
Clients
When working with our customers, we focus on three things: efficiency, digital solutions and a high degree of specialisation.
Real estate funds and investors
Our clients include institutional investors and funds as well as private investors and family offices. In the complex …
Our clients include institutional investors and funds as well as private investors and family offices. We are your specialised partner in the complex field of tension between risk hedging and shareholder structures. In line with the individual risk philosophy of our clients, we offer targeted solutions and scenario analyses in order to make the best possible decisions.
We also implement communication structures, for example with external property managers, and ensure efficient and cost-effective claims processes. As long-standing industry experts, we also recognise the importance of transparency. That’s why we offer you unrestricted access to contractual, claims and payment matters in our digital information centre.
We support you nationally and internationally and offer you direct access to the insurance markets in Germany, Europe and worldwide through our global network.
Property managers, property and asset managers
We see property and asset managers as clients who need to provide a high level of service to their own clients. This makes this asset class particularly challenging, as we are the invisible third party behind our clients.
As the interface between you and your clients, our aim is to enhance your services and tailor them perfectly to you and your clients’ needs. We see ourselves as an outsourced insurance arm of your business, adding direct value to your day-to-day operations.
Transparency, efficiency, reliability and personal service are at the heart of everything we do. By customising our contracts, we are able to offer both comprehensive and individual contracts for the properties we manage, depending on the contract structure.
Our Digital Information Centre is another immediate added value for our customers. Here you have the opportunity to process your contract and claims matters as efficiently as possible. In addition, a direct link to our customers’ ERP systems or the use of existing interfaces is standard.
Everything we do for you should add direct value. Improving and perfecting your service and reducing process costs are our top priorities.
Project developers and property developers
Project developers and property developers have special requirements for insurance and risk services…
Project developers and property developers have special requirements when it comes to insurance and risk services. We work together with our clients from the initial consultation to the implementation of the insurance cover. Our expertise includes the insurance of major construction projects as well as the realisation and planning of smaller and recurring construction projects.
Our consulting services and the implementation of suitable insurance cover are as individual as each construction project itself. We offer the right solution, from combined project insurance for all parties involved in the construction work to framework construction contracts and individual construction work policies. We also comprehensively manage complex risk situations such as neighbourhood, rental loss and planning risks. In addition, we offer our own risk expertise in the area of claims or major losses in order to quickly resolve complex claims scenarios for our customers.
HOSPITALITY
We support hotel operators, hotel chains and hotel property owners in Germany, Europe and worldwide and provide unrestricted access to…
We support hotel operators, hotel chains and hotel property owners in Germany, Europe and worldwide and have unlimited access to our global Unison network.
Regardless of where the properties are located, the insurance and risk-specific characteristics of the industry remain. These include, for example, the apportionability of the premium or the allocation of claims payments, which differ from client to client. We map all the details and asset-specific features in our contract concepts, which we design individually with and for our clients. However, RVM Real Estate also offers comprehensive concepts for business insurance cover independent of asset-related risks.
PROPERTY SERVICE PROVIDER
In the comprehensive segment of the real estate industry, a wide range of service providers contribute their expertise to…
A wide range of service providers contribute their expertise to the comprehensive segment of the real estate industry. RVM Real Estate also supports these real estate experts, such as corporate and M&A consultants, lawyers, IT service providers, planners and project managers. In addition to covering these service providers’ own risks, we also offer solutions for our clients’ customers. Covering complex property transactions and construction projects is part of our day-to-day business in this role.
Municipalities and communities
Municipal property owners and developers require specialised consulting services…
Municipal property owners and builders require special insurance consulting services. Among other things, possible special features in risk identification and proximity to municipal loss adjustment are key components of our customer dialogues. Compliance with the applicable procurement regulations also plays an important role. Integrated project alliances are increasingly being formed in the execution of construction projects. This is associated with special cover for the entire construction consortium in an insurance contract. RVM Real Estate also optimally taps into the narrow circle of insurers that assume municipal risks.
In this segment, RVM Real Estate not only offers services as an insurance broker, but also takes on project-related and ongoing consultancy mandates.
Asset classes
We take the time to work out your risk management objectives with you, develop suitable strategies and implement these with you in a targeted manner.
Office
Revitalisation and new utilisation concepts are a frequently chosen means of further developing a…
Revitalisation and new usage concepts are a frequently chosen means of further developing a property and thus offer the opportunity to increase the income side. The subsequent management of the property is usually at the centre of your activities and balanced and targeted insurance cover offers the perfect protection for your investment in addition to cost benefits that have a direct impact on your returns
By analysing worst-case scenarios for individual properties, you not only receive the perfect insurance cover, but also benefit from sustainably stable insurance costs. We offer our insurance due diligence support in the area of conflict between opportunities and risks when making investment decisions, and we are also happy to take care of securing purchase contract commitments. Thanks to our efficient and digital processing, we create transparent and efficient processes for you so that you can continue to focus on your business.
Living
Service charges are a significant cost factor for tenants today.
For tenants today, ancillary costs represent a not insignificant cost component. Building insurance in particular is part of property management and is therefore of great importance in the operational business segment.
We use targeted and individual portfolio analyses to create high-quality insurance concepts tailored to your needs. In addition, we offer you efficient and digital claims handling processes to ensure maximum satisfaction, especially in the case of frequently occurring damage such as water damage or storm damage, thereby streamlining internal processes and minimising costs. In the event of damage, your tenants should be able to return to their familiar surroundings as quickly as possible.
Hotel
We support you and your investment right from the start to ensure optimal framework conditions for…
We support you and your investment right from the start to create the optimum framework conditions for security and growth.
We support your investment decisions with insurance due diligence and check the insurance and risk profile of the portfolio or property before the purchase. In addition, we offer you the protection of purchase contract commitments through special warranty-indemnity concepts.
We are also aware of the tension that always exists in the hotel segment between hotel owner, hotel operator and hotel brand. We use special hotel concepts to create harmonious and thus optimised cooperation. Efficient support in the claims process is also essential here. Among other things, we ensure that the individual hotel managers or central offices have access to digital and efficient claims reporting and processing procedures.
Trade
Shopping centres, supermarkets, retail parks, etc. are exposed to a variety of risks due to their size.
Shopping centres, supermarkets, retail parks, etc. are exposed to a variety of risks due to their size. From due diligence as part of the acquisition process to natural hazard and worst-case scenario analyses, we support you right from the start.
Our real estate experts, supported by risk engineers, are at your side throughout the entire process and ensure the best possible placement on the insurance market. We also consider and support subsequent use and revitalisation concepts from the outset and create solutions for adequate risk transfer.
In conjunction with a special deductible analysis, a sustainably stable insurance concept can be developed and creates planning security for you on the cost side.
Business
Commercial property is subject to a variety of risks depending on the location. Different…
Commercial property is subject to a variety of risks depending on the location. Different types of use within individual buildings, recurring purchases and sales as part of asset or share deals place the highest demands on the risk consultant. In-house risk engineering, customised processes with digital and efficient connections and structures are required here. The continuous recording of changes of use within the buildings – such as permanent loss monitoring – plays an important role in optimising the portfolio structure for risk protection.
Healthcare sector
The healthcare property market continues to be an interesting asset class and is recording…
The healthcare property market continues to be an interesting asset class and is recording rising sales. Characterised by demographic trends and the ongoing establishment of assisted living, nursing and healthcare properties are becoming increasingly important.
With our team, we not only support the risk transfer of property insurance policies, but also the risks arising from the operation of healthcare properties.
What we do
Our goal is to become the risk consultant with the highest level of digitalisation in the property sector in Germany.
As a specialised insurance broker for the real estate industry, we offer services that are precisely tailored to the needs of our target customer segment. In the operational area, we enrich your day-to-day business with our service and digital processes to reduce your costs.
We support our clients’ management in making decisions on asset and operational risks by providing transparent and cost-efficient solutions
Securing assets
Shopping centres, supermarkets, retail parks, etc. are exposed to a variety of risks due to their size.
Shopping centres, supermarkets, retail parks, etc. are exposed to a variety of risks due to their size. From due diligence as part of the acquisition process to natural hazard and worst-case scenario analyses, we support you right from the start.
Our real estate experts, supported by risk engineers, are at your side throughout the entire process and ensure the best possible placement on the insurance market. We also consider and support subsequent use and revitalisation concepts from the outset and create solutions for adequate risk transfer.
In conjunction with a special deductible analysis, a sustainably stable insurance concept can be developed and creates planning security for you on the cost side.
Operational risk protection
The hedging of operational risks requires a direct understanding of the operational…
Covering operational risks requires a direct understanding of our clients’ business operations.
We exclusively advise clients from the national and international real estate industry and are therefore fully specialised in this sector. We assess liability potential (including own damage), support complex property transactions and ensure protection in the case of statutory compulsory insurance. Of course, we also offer our own solutions, both for traditional commercial insurance and for new risks in the cyber and crime sector.
We are also particularly keen to cover board and management risks. We therefore always view operational risks from the perspective of our specialisation in the real estate industry and implement tailor-made solutions for our clients.
Claims management
For us, claims management means nothing less than honouring our insurance promise…
For us, claims management means nothing less than honouring our insurance promise.
To ensure that this core process runs smoothly, we employ our own claims specialists who also specialise exclusively in the property segment. We support our customers personally and in direct contact in the respective claims situation and offer our customers a high degree of digitalisation without complex processes.
Our aim is to organise regulation as efficiently as possible (especially in the area of frequency claims). Our self-developed Digital Information Centre is a key tool for targeted processing. We also offer system-integrated processes in our customers’ ERP systems. We design process optimisations individually with our customers and thus integrate ourselves into our customers’ operational processes in order to streamline and accelerate processes – with maximum quality.
Transaction protection and due diligence
Our clients include institutional investors, funds and trustees as well as private investors and family offices. In the field of tension…
The property sector is characterised by a high level of dynamism in the purchase and sale of properties, portfolios and companies in Germany and abroad.
We offer both buyers and sellers solutions for transaction processing and risk management.
With our transaction experts, we provide the necessary expertise to cover risks via warranty and indemnity, tax, title and IPO insurance. Prior to a transaction, it is also possible to carry out an insurance due diligence in order to obtain transparency about the insurance situation of a target.
Of course, we are also available after a successful transaction to close any identified gaps in cover and optimise the cost structure.
Safeguarding construction projects
We focus on the real estate segment and advise our clients holistically. It is therefore crucial for us to know…
We focus on the real estate segment and advise our clients holistically. It is therefore crucial for us to understand the construction projects our clients are undertaking in order to provide the right solution. Combined project and construction insurance is particularly important here:
Combined Project Insurance
For unusual large-scale construction projects or complex construction, liability and neighbourhood situations, it is advisable to take out combined project insurance. Project insurance combines all the usual insurance policies of all the parties involved in a single policy with a single insurer, and the client can pass on the premiums to all the parties involved. This solution provides interface-optimised insurance cover and enables project-related capacity to be purchased on the insurance market.
Construction insurance
Construction insurance can be the best solution for traditional building projects, as well as for renovation and modernisation projects of low complexity and moderate construction volumes. Depending on the client segment and the frequency of construction projects, it is also possible to take out construction insurance on an investment sum basis.
Analysing disaster scenarios
Better decisions for our customers – that is our claim for our risk and insurance advice.
Better decisions for our customers – that is our claim for our risk and insurance consulting.
The mere brokerage of insurance products alone cannot fulfil this requirement. Instead, we want to assess risks in direct dialogue with our customers and use individual scenario analyses. This is the only way to initiate a customised risk transfer to the insurer. We draw on internal reinsurance databases and claims histories for our scenario analyses.
Timeless and topical: natural hazard and terrorism scenarios
In the past, the focus was particularly on natural hazard scenarios in order to verify the individual occurrence of damage and the extent of damage to a portfolio. Based on this analysis, customers can select individual indemnity limits and adjust the premium level to the actual risk. Such customer projects have been used in the past to improve the marketability of portfolios.
Corresponding analyses can also be modelled for terror scenarios in order to optimise policy purchasing in this segment and determine suitable compensation limits. Our analyses enable our customers to make better decisions.
Who we are
RVM Real Estate is a specialised risk consultant and insurance broker with a focus on the real estate industry and offers state-of-the-art digital solutions for clients of all asset classes. We are a leading consultancy and service provider for risk analysis and risk protection. With our wide range of services, we are leading the way for the property industry: digital, streamlined processes, customised consulting services and individual support give clients from the entire property sector the security they need to make better decisions and grow.
In tune with the times - and always one step ahead
RVM Real Estate offers state-of-the-art digital solutions for all topics relating to insurance and risk consulting in the property industry across all sectors.
As a specialist broker for the property industry, we are at home in the SME sector and focus on working with companies from all areas of the property industry. At the same time, we offer you the tailwind of a genuine global player thanks to our integration into our international network.
Insurance Broker
The range of our solutions and services includes fully digital policy and claims processing, active insurer rating, special risk transfer solutions for real estate assets, location-based catastrophe risk audits and natural hazard analyses, support from our own risk engineers and lawyers and the creation of customised fire protection concepts. The framework for our solutions and services is formed by the triad of our internal mission statement: efficient, digital and specialised.
Values
Our name is closely linked to the three core values that define us: specialisation, digitalisation and efficiency.
This triad is our company credo and deeply anchored in the DNA of RVM Real Estate. For you and for us, this means that our day-to-day business and cooperation with you is characterised by an optimal interplay of personal support, digital processing and highly professional expertise;
We work directly and in partnership with you and customise our services and solutions to your needs and the requirements of your company. Our collaboration is characterised by fixed contact structures and continuous direct advice on the one hand and state-of-the-art tools and processes on the other. We provide you with 1-to-1 expert support as well as sophisticated, cutting-edge technologies. In concrete terms, this means that we support you across all lines of business with fixed contact persons and simultaneously provide and display all contracts and claims in one system. Thanks to these optimised and flexible structures, we create short and direct paths for you and thus maximum benefit with minimum effort for you.
From SMEs for SMEs
Whether family business, foundation, cooperative or hotel chain, whether construction project, transaction protection or property assets – we offer medium-sized support structures and new growth opportunities for medium-sized property companies. Because SMEs are close to our hearts. We are approachable, down-to-earth and visionary and we speak your language.
Central
RVM Real Estate is based in Hamburg. We work for you nationwide and provide you with personalised support; from Hamburg to Munich, from Cologne to Berlin. A total of over 350 employees are at your disposal.
Management
The members of our management team have many years of experience in the insurance and property industry. They are available to you as personal contacts and look forward to realising new projects together with you, implementing intelligent solutions and mastering even the most demanding challenges in a future-oriented manner!
Katharina Bastians
Member of the Executive Committee Real Estate Division
Career
Are you keen to discover new professional horizons and think outside the box? Then apply to RVM Real Estate – a cutting-edge, forward-looking real estate insurance broker with the vision of a start-up, the personality of a medium-sized company and the international resources of a global player.
Apply for one of the positions listed below or send us an unsolicited application! We are looking forward to finding out who you are!
Our jobs - your option
In the RVM Group we offer you jobs in Eningen, Würzburg and Hamburg. Take a look and join our team.
You’ve come to the right place. If we do not have a suitable vacancy for you, please feel free to send us a speculative application..
Talk to us
As a real estate insurance broker, our clients cover all areas of the property sector that are based in the SME sector. From investors and family-run companies to property and asset managers, portfolio holders, property developers and project developers;
What drives us
We take the time to work directly with you to identify risk management objectives, develop strategies and measures and implement them in a focussed manner.
Efficiency
RVM Real Estate offers you the perfect balance between personal on-site support and digital processing.
We take the time to work directly with you to identify risk management objectives, develop strategies and measures, and implement them in a focused manner. We provide a holistic lifecycle advisory service, characterised by personal and regular interaction and ongoing advice to ensure that jointly defined objectives are achieved within the agreed timeframe.
Our service in harmony with your day-to-day operations.
We set benchmarks in terms of transparency and speed with our Control Centre.
Digital solutions
As a future-orientated company, we not only think digitally, but also live it in our collaboration with your company. We recognise the independence of our customers – and the value of time. That’s why we focus on short, efficient channels and digital insurance processes: Our Control Centre, developed by experts, offers you an exclusive and unique user interface in which the entire insurance portfolio is available to you at a glance.
From your contract details such as policies, deductibles and risk reports to claims management with documentation, monthly reports and current processing statuses through to premium invoices, complete data processing can be carried out via the Control Centre and the entire reporting structure can be mapped. Digital and transparent – and of course customisable according to your wishes.
Specialisation
As a real estate insurance broker, our clients cover all areas of the property sector that are based in the SME sector. From investors and family-run companies to property and asset managers, portfolio holders, property developers and project developers. Whether office or residential, hotel, commercial or retail, our expertise is wide-ranging and includes transaction protection, protection of construction projects, asset protection and disaster prevention.
Our experts are on hand to support you in all matters from A to Z: whether it’s an active insurer rating, special risk transfer solutions for property assets, catastrophe risk assessment or site-specific natural hazard analyses. RVM Real Estate not only offers a wide range of expertise, but above all long-term trust and immediately available expert knowledge.
Our international infrastructure, coupled with many years of expertise and state-of-the-art analysis methods and processes, guarantees the best possible solutions for you and your real estate investment.
We give you the security you need to make better decisions.